Life Insurance

Life insurance is one of the most important ways to protect you and your loved one’s financial future and leave a tax-free legacy.

Expert Financial Services offers a variety of insurance to protect and secure your life against unplanned calamities.

  • Life Insurance.
  • Term Life Insurance.
  • Whole life insurance.
  • Universal Life Insurance.
  • Non-Medical Insurance.
  • Critical Illness Insurance.
  • Financial Investment and Planning.
  • Health Insurance.
  • Disability Insurance.

  • Team of well educated Insurance and Financial Advisors (CFP, CLU, CHS) with Expert Financial Services, can help and guide you to achieve your Financial Goals with best suited Life Insurance and Investment plans.

  • Gaining a clear understanding of your needs, circumstances and expectations.
  • Analyzing your financial and personal information.
  • Developing solutions tailored to your needs and objectives.
  • Providing ongoing support to ensure your financial objectives are being met.

    Investment & Insurance Services

    Term Life Insurance

    Term Life Insurance is the simplest and most affordable type of Life Insurance. It provides protection for a predetermined term, usually 10 or 20 years. Your Insurance coverage never decreases, and the premiums are guaranteed for the length of the Term Life Insurance.

    Whole Life Insurance

    Whole Life Insurance is a permanent insurance that provides coverage for lifetime. You can pay this plan off in 10-15-20 years or by age 65, and plan runs for ever. It has a guaranteed cash surrender value. You can withdraw or borrow against this CSV to meet your financial needs.

    Critical Illness Insurance

    Critical Illness policies are designed to provide a tax-free lump sum money to help an insured in meeting his financial obligations and adapting to his changed circumstances caused by a life-threatening critical illness. You can opt for return of premium on expiry if claim has not been made. Popular critical illnesses are: Heart attack, Cancer, By-pass surgery and Stroke.

    Super Visa Insurance

    The Super Visa allows parents and grandparents to visit and spend time with their children and/or grandchildren living in Canada. They can visit multiple times, each stay cannot last more than 24 months.