Universal Life Insurance


Universal Life Insurance
Universal life insurance provides the security of lifetime coverage with the benefit of having a flexible investment portfolio. The investment options are tailored to your financial needs and risk tolerance.
Contact us

Universal Life insurance is best suited for individuals who:


  • Are looking for permanent life insurance
  • Have financial security and would like to grow their assets
  • Have maxed out their allowable RSP contribution
  • Are looking for tax-sheltered returns for non-registered assets
  • Are about to retire and want to preserve their estate

    • Investment & Insurance Services


    Term Life Insurance

    Term Life Insurance is the simplest and most affordable type of Life Insurance. It provides protection for a predetermined term, usually 10 or 20 years. Your Insurance coverage never decreases, and the premiums are guaranteed for the length of the Term Life Insurance.

    Whole Life Insurance

    Whole Life Insurance is a permanent insurance that provides coverage for lifetime. You can pay this plan off in 10-15-20 years or by age 65, and plan runs for ever. It has a guaranteed cash surrender value. You can withdraw or borrow against this CSV to meet your financial needs.

    Critical Illness Insurance

    Critical Illness policies are designed to provide a tax-free lump sum money to help an insured in meeting his financial obligations and adapting to his changed circumstances caused by a life-threatening critical illness. You can opt for return of premium on expiry if claim has not been made. Popular critical illnesses are: Heart attack, Cancer, By-pass surgery and Stroke.

    Super Visa Insurance

    The Super Visa allows parents and grandparents to visit and spend time with their children and/or grandchildren living in Canada. They can visit multiple times, each stay cannot last more than 24 months.